The Great Wealth Transfer | Part 1| Giving While Living
Location
About
Giving While Living: the tax, timing and structure of charitable giving.
A client sells the farm, the business or the share portfolio. The capital gain is large, and they have mentioned wanting to give something back. Raise structured philanthropy, and you can achieve significant tax savings for your client, bring purpose to your practice and bring the next generation to the table before the wealth passes to them. Often, no one else raises it.
Much of Australia's intergenerational wealth transfer will pass through families in the Border region over the next two decades. With the Budget changes to super and trust taxation prompting clients to restructure, many are now asking whether to give during their lifetime rather than through their estate. This session covers how to advise on structured philanthropic giving as part of the tax, financial and estate plan.
WHAT THE SESSION COVERS
• How the super and trust changes affect when and how clients give
• Timing a deduction against a capital gain, and spreading it over up to five years
• Community foundation sub-funds, private ancillary funds and direct giving compared on cost, control and compliance
• Spotting clients who are ready for the conversation, and how to raise it
• Using a family giving structure to involve the next generation before wealth moves
• Giving during life compared with giving through the estate
WHO SHOULD ATTEND
Accountants, financial advisers, estate planning lawyers and other professionals advising business owners, farming families and clients approaching a liquidity event.
PRESENTER
Rachael Rofe is Principal Solicitor of Rofe + Co., a legal practice focused on intergenerational wealth transfer, estate planning and structured philanthropy. In 2026 she led advocacy on the proposed minimum tax on testamentary trusts, briefing Treasury and crossbench senators and speaking widely in the media, ahead of the government's decision to exempt discretionary testamentary trusts. She spent a decade as Head of the APS Foundation, building it into Australia's largest donor-advised fund, overseeing more than $500 million in charitable distributions and working with families, advisers and philanthropists across generations. Rachael grew up in Albury.
Presented by Rofe + Co. and Border Trust, the Community Foundation for the Albury Wodonga and border region.
The Great Wealth Transfer | Part 2
Giving on death: tax effective estate planning
This session will cover how to pass wealth to family and community tax-effectively and with asset protection under the new testamentary trust tax rules. Date to be announced.
PART 1 | GIVING WHILE LIVING | EVENT DETAILS
Wednesday 28 October 2026, 5.30 to 7.00pm
The Albury Club, 519 Kiewa Street, Albury
$45 including canapés on arrival (any proceeds raised after covering costs will be directed to Border Trust's impact enablement)
1.5 hours. A certificate outlining the speaker and content is provided for self-assessed CPD.
A client sells the farm, the business or the share portfolio. The capital gain is large, and they have mentioned wanting to give something back. Raise structured philanthropy, and you can achieve significant tax savings for your client, bring purpose to your practice and bring the next generation to the table before the wealth passes to them. Often, no one else raises it.
Much of Australia's intergenerational wealth transfer will pass through families in the Border region over the next two decades. With the Budget changes to super and trust taxation prompting clients to restructure, many are now asking whether to give during their lifetime rather than through their estate. This session covers how to advise on structured philanthropic giving as part of the tax, financial and estate plan.
WHAT THE SESSION COVERS
• How the super and trust changes affect when and how clients give
• Timing a deduction against a capital gain, and spreading it over up to five years
• Community foundation sub-funds, private ancillary funds and direct giving compared on cost, control and compliance
• Spotting clients who are ready for the conversation, and how to raise it
• Using a family giving structure to involve the next generation before wealth moves
• Giving during life compared with giving through the estate
WHO SHOULD ATTEND
Accountants, financial advisers, estate planning lawyers and other professionals advising business owners, farming families and clients approaching a liquidity event.
PRESENTER
Rachael Rofe is Principal Solicitor of Rofe + Co., a legal practice focused on intergenerational wealth transfer, estate planning and structured philanthropy. In 2026 she led advocacy on the proposed minimum tax on testamentary trusts, briefing Treasury and crossbench senators and speaking widely in the media, ahead of the government's decision to exempt discretionary testamentary trusts. She spent a decade as Head of the APS Foundation, building it into Australia's largest donor-advised fund, overseeing more than $500 million in charitable distributions and working with families, advisers and philanthropists across generations. Rachael grew up in Albury.
Presented by Rofe + Co. and Border Trust, the Community Foundation for the Albury Wodonga and border region.
The Great Wealth Transfer | Part 2
Giving on death: tax effective estate planning
This session will cover how to pass wealth to family and community tax-effectively and with asset protection under the new testamentary trust tax rules. Date to be announced.
PART 1 | GIVING WHILE LIVING | EVENT DETAILS
Wednesday 28 October 2026, 5.30 to 7.00pm
The Albury Club, 519 Kiewa Street, Albury
$45 including canapés on arrival (any proceeds raised after covering costs will be directed to Border Trust's impact enablement)
1.5 hours. A certificate outlining the speaker and content is provided for self-assessed CPD.